The innocent question stabs your heart and endangers your anemic pocket. You cannot explain recession to a 6 year old or tell him that Daddy and Mommy might not have a job next year. So you bravely answer the question with all the honesty you can muster Yes honey, he s coming over but Santa is not giving away tons of gifts this year because he cannot hire all the elves this Christmas to make wonderful toys.
Of course, children being children, your kid will put up another question. Why Daddy? This grilling will go on unabated and before you know it, you re pinning your hopes on payday loans. He must have that remote control truck and big sister her chic Barbie Girls 1GB MP3 player. Since these cool toys won t make you $100 poorer, you might as well indulge them this time.
So Santa s definitely coming in from the cold, although a little bit poorer. One hundred dollar payday loans aren t that much if you want your kids to be happy this Christmas. To survive the holidays you can always do some cost cutting on other expenses and still have a grand family celebration albeit low key.
How to Deal With Kids
If your payday loans are only for Santa s gifts, then think twice, thrice, and think hard. Will it be worth to spend a hundred dollars for each child? Frankly, it is suicide to spend all that money on toys if you have pressing bills to settle.
Although young children will not be able to understand what is going on, the older ones can comprehend that money cannot be spent on frivolous stuff. If Santa has always given them everything they wanted each Christmas, it might be difficult for you to condition them to the idea that they won t be getting all their wishes this year because you definitely cannot go overboard with payday loans, er, Santa s not rich this year.
Payday loans or not, you and your spouse have to be practical and give Santa a break. Here s how to survive the possible Christmas fiasco:
Teach kids the true meaning of Christmas. Let them understand that Christmas is not always about getting gifts, but a celebration of the birthday of Jesus Christ and the Promise to all humanity. Tell them how Christmas came about and why this is celebrated each year. This will explain away the star on the Christmas tree and the three kings bearing gifts the idea behind Christmas gifts.
Teach kids about love for others and about sharing. Galvanize the kids to action. Let them help prepare sandwiches and goodies to distribute in a nearby shelter for the homeless. Help them sort out the clothes and toys they no longer need which can be given to other children. The first hand experience will help them understand why they should be concerned about others.
From the experience, kids will learn the true meaning and essence of Christmas and ergo stretch the money from your fast payday loans.
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